What it offers
CGTMSE provides guarantee cover for eligible credit facilities extended by member lending institutions to micro and small enterprises. It is a guarantee to the lender, not a grant or a direct loan; the borrower remains responsible for repayment.
Who should investigate
New or existing eligible micro and small businesses seeking credit, including women and rural entrepreneurs. Coverage, fees and eligibility depend on the applicable scheme and lender.
Next step
Read the official MSME RAMP overview and ask a participating lender whether the proposed facility qualifies and what charges and conditions apply. Source reviewed 28 October 2026.
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